Synergy Capital Markets

Synergy Capital Markets provides bridge financing collateralized by a senior lien on the underlying real estate. Loans range from $500,000 to $100 million USD plus, and are typically for a term of 1 to 5 years. Synergy Capital Markets' bridge programs are very flexible and can be used for numerous transactional goals including value added or quick close transactions.

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Program Parameters:

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Eligible Locations:

• Nationwide and some International

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Property Types:

• Majority of property types including but limited to:

• Office,

• Retail,

• Industrial,

• Multi-Family,

• Hotel,

• Self-Storage,

• Mixed-Use & 

• Mobile Home Parks

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Loan Amount:

• $500,000 to Unlimited

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Loan Term:

• Up to 5 year term

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Amortization:

• Typically Interest Only but may vary dependent upon transaction

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Loan to Value/Cost:

• Up to 75% of Appraised Value or Cost

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Minimum DSCR:

• 1.0x but transaction may be financed with a DSCR below 1.0x dependent upon the transaction.

 

Origination Fee:
Typically 2% – 5% of Loan Amount

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Expense Deposit:

• Amount sufficient to cover third party reports.  May vary according to transaction.

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Sponsor/Borrower:

• Transaction Specific

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Recourse:

• Both recourse and non-recourse options available. 

• Non-recourse transactions will potentially include the exception of industry standard “bad boy” carve outs.

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Assumability:

• Permitted subject to approval and an assumption fee

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Prepayment:

• Determined on a case-by-case basis

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Typical Uses:

• Acquire under-performing or value-added properties,

• Acquisition/Rehab of existing properties,

• Note purchases secured by eligible property types,

• Partnership buyout / equity recapitalization,

• Pre-Development,

• Construction,

• Recapitalization,

• Refinancing,

• Liquidity Management,

• Asset/Liability Management &

• Gap Financing

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