Residential Real Estate Division

Residential Real Estate - Fix-n-Flip

Synergy Capital Markets Acquisition & Rehab Loans:

Synergy Capital Markets' Residential Acquisition and Renovation financing allow investors to purchase homes in need of renovation and rehabilitation under terms that are more flexible than traditional, long-term mortgage loans. Obtaining money to both acquire and rehabilitate real estate properties doesn't have to be a difficult task, even when it comes to properties that are deemed "high risk" by banks.

Synergy Capital Markets' Residential Acquisition and Renovation financing provides you with the funding that you need to help you reach your real estate goals. Synergy Capital Markets structures its Residential Acquisition and Renovation Financing primarily as debt, but in certain situations Synergy Capital Markets may choose to structure a Residential Acquisition and Renovation as an equity transaction. 

FOUR TIER ACQUISITION AND RENOVATION HOME LOAN PROGRAM:

Tier 1:

  • Max Loan to Completed Value: 75%

  • Max Loan to Costs: 100%

  • Minimum Credit Score: 780

  • Rate 1.25% per month

  • Fee: 1%

  • 6, 9 & 12 months

  • Reserve Requirement: 3 months

Tier 2:

  • Max Loan to Completed Value: 75%

  • Max Loan to Costs: 100%

  • Minimum Credit Score: 740

  • Rate 1.50% per month

  • Fee: 1.5%

  • 6, 9 & 12 months

  • Reserve Requirement: 4 months

Tier 3:

  • Max Loan to Completed Value: 75%

  • Max Loan to Costs: 100%

  • Minimum Credit Score: 680

  • Rate 1.75% per month

  • Fee: 1.75%

  • 6, 9 & 12 months

  • Reserve Requirement: 5 months

Tier 4:

  • Max Loan to Completed Value: 75%

  • Max Loan to Costs: 100%

  • Minimum Credit Score: 620

  • Rate 2.00% per month

  • Fee: 2.00%

  • 6, 9 & 12 months

  • Reserve Requirement: 6 months