Synergy Capital Markets

Synergy Capital Markets 90% CLTV Investment Property Loans:

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Synergy Capital Markets Private Mortgage Division offers 90% CLTV Investor Second Mortgages for the acquisition of Residential Income Producing Properties. 

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FOUR TIER 90% CLTV INVESTMENT PROPERTY ACQUISITION LOAN PROGRAM:

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Tier 1:

• First Mortgage: Must be a Fannie Mae or Freddie Mac First Mortgage

• Maximum CLTV: 90%

• Minimum Credit Score: 780

• Rate 15% per year

• Fee: 2.0%

• 5 year balloon / 20 year ammortization

• Reserve Requirement: 3 months P&I

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Tier 2:

• First Mortgage: Must be a Fannie Mae or Freddie Mac First Mortgage

• Maximum CLTV: 90%

• Minimum Credit Score: 740

• Rate 15% per year

• Fee: 2.5%

• 5 year balloon / 20 year ammortization

• Reserve Requirement: 4 months P&I

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Tier 3:

• First Mortgage: Must be a Fannie Mae or Freddie Mac First Mortgage

• Maximum CLTV: 90%

• Minimum Credit Score: 680

• Rate 15% per year

• Fee: 3.0%

• 5 year balloon / 20 year ammortization

• Reserve Requirement: 5 months P&I

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Tier 4:

• First Mortgage: Must be a Fannie Mae or Freddie Mac First Mortgage

• Maximum CLTV: 90%

• Minimum Credit Score: 620

• Rate 15% per year

• Fee: 3.5%

• 5 year balloon / 20 year ammortization

• Reserve Requirement: 6 months P&I

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