Residential Real Estate Division

Residential Real Estate - Investor Second's

Synergy Capital Markets 90% CLTV Investment Property Loans:

Synergy Capital Markets Private Mortgage Division offers 90% CLTV Investor Second Mortgages for the acquisition of Residential Income Producing Properties. 

FOUR TIER 90% CLTV INVESTMENT PROPERTY ACQUISITION LOAN PROGRAM:

Tier 1:

  • First Mortgage: Must be a Fannie Mae or Freddie Mac First Mortgage

  • Maximum CLTV: 90%

  • Minimum Credit Score: 780

  • Rate 15% per year

  • Fee: 2.0%

  • 5 year balloon / 20 year ammortization

  • Reserve Requirement: 3 months P&I

Tier 2:

  • First Mortgage: Must be a Fannie Mae or Freddie Mac First Mortgage

  • Maximum CLTV: 90%

  • Minimum Credit Score: 740

  • Rate 15% per year

  • Fee: 2.5%

  • 5 year balloon / 20 year ammortization

  • Reserve Requirement: 4 months P&I

Tier 3:

  • First Mortgage: Must be a Fannie Mae or Freddie Mac First Mortgage

  • Maximum CLTV: 90%

  • Minimum Credit Score: 680

  • Rate 15% per year

  • Fee: 3.0%

  • 5 year balloon / 20 year ammortization

  • Reserve Requirement: 5 months P&I

Tier 4:

  • First Mortgage: Must be a Fannie Mae or Freddie Mac First Mortgage

  • Maximum CLTV: 90%

  • Minimum Credit Score: 620

  • Rate 15% per year

  • Fee: 3.5%

  • 5 year balloon / 20 year ammortization

  • Reserve Requirement: 6 months P&I